Hannah Winiarski

Special Counsel at the Atlanta office of Eversheds Sutherland

She advises financial services companies on state and federal consumer lending and money transmission licensure requirements, responses to regulatory examinations and enforcement actions, anti-money laundering compliance, prepaid products, consumer information privacy, consumer and commercial electronic payments, and designs of new consumer financial products and disclosures. Hannah regularly advises clients on Consumer Financial Protection Bureau-related compliance issues in the context of acquisitions, third-party service provider agreements, new product design and development, and implementation of compliance management systems.

My Articles

Banking innovation in the US and the UK, and the future of financial technology

While there is reason to believe the experiment with open banking will remake the financial regulatory landscape in the UK, it is still an untested concept in the US. This article examines the open banking standard on both sides of the Atlantic, what it means for the US financial market, and what states are currently doing when it comes to fostering fintech innovation.